Zero G Capital extends credit to technology firms that is non-dilutive. This is available for more mature businesses with a clear ability to repay the debt. If you’re considering a debt instead of equity investment, please contact us.
Lending Criteria
Company Requirements
$100k+ in stable MRR
Founder with strong credit history
Typical Loan Structure
$250k-1m loans
All equity and business assets under collateral
12-24 month loan duration
14-18% APR
Minor warrants
Optional Features
Founder guarantee
Spending covenants
Process
Step 1
Are we a fit?
Intro – Review deal criteria and founder expectations
Kick the Tires – Look at business; understand product
Step 2
Who is financing the company?
Review Cap Table – ID fiduciaries and lenders
Know Stakeholders – Meet first-tier lenders
Step 3
How are we repaid?
Financial – Check historical, projection, debt schedule
Assets – Value and ease of liquidation
Equity Owner – Credit strength, references, history
Step 4
Do we like the org?
Meet Leadership – Interview company leadership
Meet Customers – Interview key clients
Step 5
What are the deal terms?
Present Terms – Review terms with team
Syndicate – Share deal one-pager among investors
Legal – Paper the deal